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- The end of summer brings cooler temps,

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pumpkin spice lattes, and the
anticipation of the holidays.

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Are you ready?

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Those lattes and the
holidays can be expensive.

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The best way to keep more
of your money in your pocket

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and still enjoy the festive
season is to be proactive

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and practical.

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In other words, plan well and save well.

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Take the time now to review
and evaluate spending

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and cut unnecessary expenses.

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Negotiate better deals on
services like internet or cable.

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These companies wanna
keep you as a customer

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and are usually willing to work with you

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to keep your business.

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And as a rule,

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you should be reviewing your
subscriptions annually anyway.

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It's also helpful to
plan any shopping you do.

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Use coupons and stick to your list.

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Or better yet, have
some no spend weekends.

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Wherever you're able to save,

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reallocate those funds

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to a designated holiday spending
account and keep it there.

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And don't put off maintenance
on your house until winter

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when it becomes a bigger expense.

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Clean your gutters and
furnace filters regularly.

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This keeps your bills lower too.

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It's the little things
that add up to big rewards.

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So plan well, save well,
and savor the holidays.